Tesorería y riesgo
Risk Engine
Medición continua de riesgos de colateral, liquidez, mercado, concentración, contraparte y operativos frente a los límites de política.
Ratio de colateral
143.6%
Mínimo 120%
Liquidez
62.7%
Mínimo 25%
Pasivo CUSD
$72,450,000
Circulación
Alertas de límite
0
Categorías en exceso
Matriz de riesgos
Métrica actual frente al límite de política
| Categoría | Métrica | Límite | Nivel |
|---|---|---|---|
| Colateral | 143.6% | ≥ 120% | Low |
| Liquidez | 62.7% | ≥ 25% | Low |
| Concentración | 27.6% en EUR | ≤ 45% por activo | Medium |
| Volatilidad (BTC) | 4.3% | ≤ 5% | Low |
| Contraparte | 0 entidades de riesgo alto | Revisión trimestral | Medium |
| Operacional | 0 incidentes críticos 30d | SLA 99.95% | Low |
| Cambiario | Cobertura 82% del pasivo CUPx | ≥ 75% | Low |
Colateralización 143.6% · objetivo 140%
Liquidez 62.7% · mínimo 25%
Concentración de reservas
Participación por activo
Los activos, reservas, tipos de cambio, instituciones, integraciones y operaciones mostrados en este entorno son datos simulados para evaluación tecnológica, financiera y regulatoria.
Exposición por contraparte
Volumen y calificación de riesgo
| Contraparte | Tipo | Exposición 30d | % del volumen | Riesgo | KYC |
|---|---|---|---|---|---|
| Empresa Cubana SA | State Company | $20,151,000 | 8.6% | Low | Verified |
| Habana Trade Import | MIPYME | $19,193,000 | 8.2% | Low | Verified |
| Banco Exterior de Cuba | Financial Institution | $18,325,000 | 7.8% | Low | Verified |
| Andina Logistics Ltda | International Company | $17,759,000 | 7.6% | Low | Verified |
| Comercial Azteca SA de CV | International Company | $13,948,000 | 6.0% | Low | Verified |
| Banco Central de Cuba | Central Bank | $13,588,000 | 5.8% | Medium | Verified |
| Iberia Trading SL | International Company | $13,574,000 | 5.8% | Medium | Verified |
| CIMEX Corporación | State Company | $12,968,000 | 5.6% | Medium | Verified |
| Banco Financiero Internacional | Bank | $12,842,000 | 5.5% | Low | Verified |
| Tecnología Caribe SRL | MIPYME | $12,197,000 | 5.2% | Low | Verified |
| Banco de Crédito y Comercio | Bank | $10,496,000 | 4.5% | Low | Verified |
| Caribbean Remit Ltd | PSP | $8,984,000 | 3.8% | Medium | Review |
| Turismo Digital Wallets | PSP | $8,918,000 | 3.8% | Low | Verified |
| Cafetal del Este SRL | MIPYME | $8,453,000 | 3.6% | Low | Verified |
| Banco Metropolitano | Bank | $8,354,000 | 3.6% | Low | Verified |
| Grupo Azucarero AZCUBA | State Company | $8,183,000 | 3.5% | Low | Verified |
| Nordic Commodities AB | International Company | $6,792,000 | 2.9% | Medium | Verified |
| Agro Occidente SRL | MIPYME | $5,253,000 | 2.2% | Low | Review |
| Shenzhen Hanhai Trading Co. | International Company | $4,775,000 | 2.0% | Low | Verified |
| Global Custody Partners AG | Custodian | $4,226,000 | 1.8% | Low | Verified |
| Cubaexport | State Company | $3,171,000 | 1.4% | Low | Verified |
| Banco Popular de Ahorro | Bank | $1,453,000 | 0.6% | Low | Verified |